Salary & Benefits
GME residents may choose from a variety of comprehensive health plans:
The MedStar Select Plan offers comprehensive medical coverage through the MedStar Select Provider Network. Many medical services are provided by MedStar facilities and physicians and are paid 100 percent or require minimal co-pays. You do not need to select a Primary Care Physician (PCP) to coordinate your care. In addition, no referrals are required for specialty care.
The CareFirst PPO Plan offers comprehensive medical coverage, and lower co-pays and no deductibles for inpatient services at MedStar providers. You do not need to select a Primary Care Physician (PCP) to coordinate your care. In addition, no referrals are required for specialty care. The CareFirst PPO Plan allows you to see any provider you choose, but you save money when you choose providers within the MedStar system and the CareFirst network. If you go out-of-network, you will still receive benefits, but at a lower level, and you will not be able to take advantage of the lower rates that CareFirst has negotiated with network doctors. In addition, you may be required to pay for the service in advance and then submit a claim for reimbursement.
Kaiser Permanente physicians work in group practices and provide state-of-the-art care in 22 medical facilities located in the Baltimore-Washington metropolitan area. These medical centers offer the convenience of services such as X-ray and pharmacy all under one roof. Kaiser Permanente provides comprehensive medical, dental, mental health, prescription drug and vision coverage for one cost. You must use Kaiser physicians and facilities to receive benefits. (Please note: Kaiser Permanente is available to Washington, D. C. residents only)
House staff have two options for dental services; Cigna PPO provides preventative, basic restorative and major care benefits. Cigna DHMO requires that you pick a participating dentist and that participating dentist will coordinate all your care. You must use a participating dentist when enrolled in the Cigna DHMO plan in order to receive benefits.
Employees may choose to participate in the Advantica Eye Care plan. The plan provides comprehensive vision benefits from a network of providers.